Wednesday, June 26, 2013

Why You Should Insure Your Dog

By Brian Talley


They lick your hands, wait for you to come back home, join you in your sleep and they are all at times alert to notify you of an upcoming intruder or danger. Dogs are also playful, loyal and enthusiastic but the characteristics of these lively beings may be gone once they are suffering from an injury or an illness. Their limbs might be damaged on their own or they might accidentally swallow something that they should not eat. To fix them up or bring that joyful attitude back, a costly medication or surgeries may be involved. And to help you out on the bills, an insurance policy for dogs is the best thing that you can run into.

Reasons for Getting Dog Insurance

Things do happen when we least expect it. Your dog can become sick or meet an accident in any second of the day and this means that you should be able to bring out the money anytime in order for them to get some medical attention. Since most pet parents can't afford to pay the hospital bills in lump sum, getting dog insurance is one big relief. Aside from providing you with a monthly expense instead of a one-time big-time disbursement, wellness care and bonus health programs are sometimes being covered by policies.

Poison ingestions, car accidents and illnesses such as cancer, skin or ear infections, upset stomach and vomiting are the top possible mishaps to your canine buddy and this would cause a huge slab to be taken away from your budget. Good thing is that, all of these are being covered by most pet insurance companies. According to financial specialists, getting a pet insurance may only be an extra expense for a healthy pet and this is one thing that you have to consider. Though it is a fact that pet insurance is another disbursement, it can save you from making a tough choice between your finances and your best friend's health.

Procedures on Obtaining Pet Dog Insurance

Research about different illnesses that are most likely to hit your dog. Some conditions may be excluded by insurance policies but your dog can be covered if the condition happened after they have been insured. Check the coverage of different insurance companies and request for quotes. Insuring pure breed dogs which are prone to hereditary conditions may be more expensive to insure. Another thing that you have to remember is that, a dog's oldest life span may range from 10-15 years and because of this, most insurance companies will not cover dogs which are 11 years of age and up.

Collect quotes from different companies together with the coverage. Compare and analyze to get the best insurance policy for your pooch and consider your finances and the dog's breed as well. Upon deciding and purchasing the insurance, set up a schedule for the physical examination. Remember that the pre-existing conditions which are illnesses that occurred before the dog has been insured will be excluded from the coverage. Many tests will determine these sicknesses and wait for the results and confirmation that your dog has been fully insured.




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